A wellness program usually offers an umbrella of health care initiatives. It may include exercise programs, nutritional advice and medical help. With such initiatives, illness and disease are often reduced. When employees actively participate in the programs, the incidence of heart attacks, strokes and diabetes can be reduced as well. Program participants may also have lower rates of chronic conditions such as obesity, high blood pressure and high cholesterol. Overall, this results in a healthier staff, which often translates to a happier and more productive staff. Wellness programs also reduce employee stress while increasing their job satisfaction and morale. Increased employee productivity is actually a larger benefit of a corporate wellness program for most companies than reduced insurance costs.